COVID-19 Business Resources

The Metropolis Chamber of Commerce is committed to assist our businesses during the Covid-19 Crisis.

Downstate Grant - Overview and Forms for Businesses to Complete

Click the link above for a 1 page overview of the Downstate Grant.  The flyer includes links to fillable PDF Forms the businesses must submit.

Small Business Owner's Guide to the CARES Act

Click here for more information

Payroll Protection Program Information

The Payroll Protection Program provides small businesses with funds to pay up to 8 weeks of payroll costs including benefits.  Funds can be used to pay interest on mortgages, rent and utilities.

Updated 4-10-20 FAQs for the Paycheck Protection Program

5-22-20 – Paycheck Protection Forgiveness Guide

5-22-20 Paycheck Protection Forgiveness Application

Illinois Small Business Emergency Loan Fund

Illinois Small Business Emergency Loan Fund to offer small businesses low interest loans of up to $50,000.

Businesses located outside of the City of Chicago with fewer than 50 workers and less than $3 million in revenue in 2019 will be eligible to apply.  Successful applicants will pay nothing for six months and will then begin making fixed payments at a below market interest rate for the remainder of a five-year loan term.

Downstate Small Business Stabilization Grant

These grants will offer business of up to 50 employees the opportunity to partner with their local governments to obtain grants of up to $25,000 in working capital.

If You have any questions about the business requirements please contact:

Trish Steckenrider –


SBA's Economic Injury Disaster Loans

The Coronavirus Aid, Relief, and Economic Security (CARES) Act expands
the Small Business Administration’s long-standing Economic Injury Disaster
Loan Program (EIDL). The EIDL program was created to assist businesses,
renters, and homeowners located in regions affected by declared disasters.

Employee Retention Tax Credit

The Coronavirus Aid, Relief, and
Economic Security (CARES) Act created
a new employee retention tax credit
for employers who are closed, partially
closed, or experiencing significant
revenue losses as a result of COVID-19.

Business Resources

SBA Information for COVID-19 Impacted Businesess

SBA Loans and Financial Assistance: If you are the owner of a small business or private non-profit and would like to apply to the U.S. Small Business Administration for an Economic Injury Disaster Loan, application documents are available at or you can find the individual links below.

  • The loan process generally takes 3 to 4 weeks.
  • The borrower should put the amount they are applying for on the application.
  • The borrower must also note the application is being made because of the Coronavirus driven economic injury.
  • They must have a physical location in the declared disaster area.
  • Interest rate is 3.75% for small businesses and 2.75% for non-profits, up to a 30-year term.
  • 1-year deferment of their first payment.

For a streamlined look at the process click here.

We would also encourage you to talk to your local banks to see if they have small business loans.

Below are links to the forms that should provide you more information about applying.


Here are helpful resources for you:

For General Information about Covid-19 In Illinois click on the link below

State of IL Covid-19 Response

Hospitality Emergency Grant Program

This new $14 million grant program aims to help small hospitality businesses make ends meet, providing up to $25,000 to eligible bars and restaurants and up to $50,000 for eligible hotels.

These grants are available to support working capital – like payroll and rent – job training and technology to support shifts in operations, like increased pick-up and delivery.

  • Bars and restaurants that generated between $500,000 and $1 million in revenue in 2019 are eligible for up to $25,000, and bars and restaurants that generated less than $500,000 in revenue in 2019 are eligible for up to $10,000.
  • Hotels that generated less than $8 million in revenue in 2019 are eligible for up to $50,000. The program re-purposes job training and tourism promotion funds to provide this emergency grant assistance.

Businesses will need to upload a copy of their Business License and most recent Tax Return

Applications are available and are due by April 1 at 5 p.m. All valid, eligible applications received within the five-day window will be entered into a lottery, and grant winners will be notified on April 4.

Click HERE to Apply

Additional Measures

Gov. Pritzker has announced that the state is deferring sales tax payments for more than 24,000 small- and medium-sized bars and restaurants, and the administration has ensured small businesses from every county are eligible to apply for low-interest coronavirus disaster assistance loans of up to $2 million from the U.S. Small Business Administration.

Resources for Childcare Facilities and Providers

Beginning Saturday, March 21st at 5pm CST, licensed childcare centers and all childcare homes serving more than six children will be closed. The administration is working to expand the availability of childcare in small group sizes for essential workers through a newly available Emergency Child Care Center license. Interested providers can apply for an emergency license by completing the forms referenced below. All applications can be submitted to the Illinois Department of Childhood and Family Services (DCFS) at Interested parties can submit the application immediately and will have up to five business days to develop and submit the required materials.